A comparison for investors deciding between a traditional European stock and ETF workflow and a social investing platform.
Use the fee snapshot and key differences before opening an account.
Check entity, product type and investor protection before funding.
Use winner by category and choose-if sections to avoid brand-only decisions.
DEGIRO is usually the cleaner fit for European investors who mainly want stocks and ETFs through a more traditional broker workflow. eToro is more relevant if social investing, watchlists and a simpler app experience matter, but users must verify whether each position is a real asset or CFD and avoid copying strategies blindly.
Best for self-directed European stock and ETF investors who want broad exchange access and will verify country-specific costs.
Read full reviewBest for disciplined users who value a simple social-investing interface and verify entity, product form, costs and protection.
Read full reviewThis is StockTrade editorial comparison data, not live market data. Use it to narrow the broker fit, then verify current fees, products and account terms with the broker before opening an account.
European stock and ETF investors who want a traditional broker workflow and can read fee details carefully.
Users who value social investing features and a simpler app, while checking product type and copy-trading risk.
eToro can feel more approachable, though that simplicity can hide risk.
Both require checking FX, spread, withdrawal, transfer and country-specific costs.
DEGIRO is generally less centered on mixed real-asset and CFD workflows.
DEGIRO is easier to frame as a traditional stock and ETF broker.
DEGIRO is easier to frame as a traditional stock and ETF broker.
eToro is stronger for social feeds, copy-style discovery and app-led exploration.
DEGIRO is generally less centered on mixed real-asset and CFD workflows.
eToro can feel more approachable, though that simplicity can hide risk.
Both require checking FX, spread, withdrawal, transfer and country-specific costs.
European stock and ETF investors who want a traditional broker workflow and can read fee details carefully.
Users who value social investing features and a simpler app, while checking product type and copy-trading risk.
8.3/10
7.8/10
Stocks / ETFs / Options / Futures
Stocks / ETFs / Options / Futures / CFDs available / FX available
Web / iOS / Android
Web / iOS / Android
UK schedule: US shares EUR 1 + EUR 1 handling; LSE shares GBP 1.75 + GBP 1 handling; taxes and external costs may apply
USD 1 or USD 2 on opening and closing may apply by residence and exchange; entity and product exceptions apply
Usually no stated general minimum; country and product rules apply
Minimum deposit varies by country, entity and funding method
flatexDEGIRO Bank Dutch Branch is the Dutch branch of flatexDEGIRO Bank SE; BaFin is the primary bank supervisor, and the branch is registered with DNB and supervised by AFM and DNB
Entity-specific: FCA 583263; CySEC 109/10 and MiCA; ASIC 491139; FSAS SD076; ADGM/FSRA 220073; MAS CMS101824; eToro USA Securities SEC 8-70212 and FINRA/CRD 298361
Separate SPV custody; eligible Cash Account money under the German Deposit Guarantee Scheme up to EUR 100,000; eligible non-returned assets under the German Investor Compensation Scheme at 90% up to EUR 20,000; UK FSCS does not apply
Entity/product-specific: eligible UK FSCS claims up to GBP 85,000; eligible eToro Europe ICF claims up to EUR 20,000; eligible US securities SIPC up to USD 500,000 including USD 250,000 cash; crypto and market-loss exclusions apply
Price the trades you will actually place. Include FX conversion, spreads, custody or platform charges, transfer-out fees and any margin or overnight funding costs before calling either broker cheaper.
Confirm whether the account gives you real stocks and ETFs, CFDs, options, cash products or another instrument. The safer-looking brand can still be the wrong choice if the product type does not match your plan.
Choose the platform that makes your intended behavior easier. If extra charts, leverage, social feeds or options prompts would push you into unnecessary trading, a simpler broker may be the better fit.
The better beginner choice depends on what would help you invest consistently without taking products you do not understand. Compare account type, real stocks and ETFs, fees, FX conversion, investor protection and platform complexity before choosing between DEGIRO and eToro.
There is no universal cheapest broker. The real cost depends on your country, trade size, asset currency, ETF availability, inactivity rules, transfer fees and whether the instrument is a real asset or a CFD. Always compare the fee schedule for the trades you actually plan to make.
No. This comparison is editorial research to help you ask better questions. It is not personal financial advice, and broker terms can change. Check official broker documents before opening or funding an account.
Last checked: May 2026. Ratings weigh fees, regulation, investor protection, platform quality, asset access, usability and reliability. Affiliate relationships do not affect ratings.