A comparison for European investors choosing between a premium multi-asset platform and a simpler stock and ETF broker workflow.
Use the fee snapshot and key differences before opening an account.
Check entity, product type and investor protection before funding.
Use winner by category and choose-if sections to avoid brand-only decisions.
Saxo is usually the stronger fit for serious investors who want a premium platform, broader multi-asset tools and a more polished research experience. DEGIRO is usually easier for European investors who mainly want a lower-complexity stock and ETF account and can manage fee details.
Entity-scoped Saxo profile covering global cash products, listed derivatives, forex, CFDs, custody, FX and protection.
Read full reviewBest for self-directed European stock and ETF investors who want broad exchange access and will verify country-specific costs.
Read full reviewThis is StockTrade editorial comparison data, not live market data. Use it to narrow the broker fit, then verify current fees, products and account terms with the broker before opening an account.
Serious investors who want premium platform design, multi-asset access, research and account depth.
European stock and ETF investors who want a simpler broker workflow for traditional investing.
DEGIRO is usually less complex for ordinary European stock and ETF investing.
Saxo is stronger for platform design, research and serious multi-asset workflows.
DEGIRO can be more practical when premium tools are unnecessary.
Saxo has stronger platform research and portfolio tooling.
Saxo is stronger for platform design, research and serious multi-asset workflows.
DEGIRO is usually less complex for ordinary European stock and ETF investing.
DEGIRO can be more practical when premium tools are unnecessary.
Saxo has stronger platform research and portfolio tooling.
Both require country-specific legal entity and protection checks.
Serious investors who want premium platform design, multi-asset access, research and account depth.
European stock and ETF investors who want a simpler broker workflow for traditional investing.
8.4/10
8.3/10
Stocks / ETFs / Options / Futures / CFDs available / FX available
Stocks / ETFs / Options / Futures
Web / iOS / Android / Desktop
Web / iOS / Android
International Saxo Bank A/S pages advertise US stocks from USD 1; market, tier and entity conditions apply
UK schedule: US shares EUR 1 + EUR 1 handling; LSE shares GBP 1.75 + GBP 1 handling; taxes and external costs may apply
No universal minimum; country, account tier and product requirements apply
Usually no stated general minimum; country and product rules apply
Saxo Bank A/S under Danish FSA banking licence 1149 and local Saxo entities including FCA 551422 in the UK
flatexDEGIRO Bank Dutch Branch is the Dutch branch of flatexDEGIRO Bank SE; BaFin is the primary bank supervisor, and the branch is registered with DNB and supervised by AFM and DNB
Danish guarantee only for Saxo Bank A/S and listed branches; UK and other subsidiaries use their local schemes
Separate SPV custody; eligible Cash Account money under the German Deposit Guarantee Scheme up to EUR 100,000; eligible non-returned assets under the German Investor Compensation Scheme at 90% up to EUR 20,000; UK FSCS does not apply
Price the trades you will actually place. Include FX conversion, spreads, custody or platform charges, transfer-out fees and any margin or overnight funding costs before calling either broker cheaper.
Confirm whether the account gives you real stocks and ETFs, CFDs, options, cash products or another instrument. The safer-looking brand can still be the wrong choice if the product type does not match your plan.
Choose the platform that makes your intended behavior easier. If extra charts, leverage, social feeds or options prompts would push you into unnecessary trading, a simpler broker may be the better fit.
The better beginner choice depends on what would help you invest consistently without taking products you do not understand. Compare account type, real stocks and ETFs, fees, FX conversion, investor protection and platform complexity before choosing between Saxo and DEGIRO.
There is no universal cheapest broker. The real cost depends on your country, trade size, asset currency, ETF availability, inactivity rules, transfer fees and whether the instrument is a real asset or a CFD. Always compare the fee schedule for the trades you actually plan to make.
No. This comparison is editorial research to help you ask better questions. It is not personal financial advice, and broker terms can change. Check official broker documents before opening or funding an account.
Last checked: May 2026. Ratings weigh fees, regulation, investor protection, platform quality, asset access, usability and reliability. Affiliate relationships do not affect ratings.